Make the right budget
- Marie Money Women Mentor
- Feb 26
- 2 min read
Updated: Mar 1
Would you rather sip a cocktail on a sunny terrace than sit down and make a budget?
We totally get it.
But here’s the twist : budgeting actually tells you how long you can stay at that table, guilt-free.
Take control
It may not sound like the most thrilling activity, but budgeting is the first step toward financial freedom.
With a clear overview and precise numbers, you’ll have all the data you need to improve your finances and make smarter money decisions.
Budget = Project
Having a clear goal makes budgeting way more motivating.
Your budget isn’t just about numbers. It’s the tool that funds your dreams.
A trip, a wedding, debt repayment, investments, savings…what’s your priority?
Money In, Money Out
Income Sources: Salary, freelance earnings, benefits, pensions, refunds, rental income, etc.
Fixed Expenses: The monthly bills that never change: rent, utilities, subscriptions, insurance, etc.
Variable Expenses: The ones that fluctuate: groceries, gas, pharmacy, entertainment, etc.
Occasional Expenses: Predictable or unexpected costs: vacations, clothing, gifts, car and home maintenance, medical bills, etc.
Prioritize
Create budget categories : housing, transport, entertainment, kids, subscriptions, savings…
Use a spreadsheet or a budgeting app to track your income and expenses.
Write everything down and review your budget once a month to stay on track.
New Habits, More Freedom
Your budget will reveal your true spending habits.
You’ll see what truly brings you joy and where you can cut back effortlessly.
You'll likely uncover forgotten expenses or quick optimizations that free up extra cash—without needing to work more or deprive yourself.
At Money Women Mentor we’re here to help you create a budget that works for you, so that this first step toward financial control quickly turns into an exciting opportunity.
